Choose your Debt Wisely

21st April 2025 Life is all about choices. What I have learnt is, life does not reward easy choices. Anyone can take the the easy route but it’s the hard one that pays off & there is no other way. Just to illustrate, When you take on a financial debt, you get: Short-term benefit (the […]
‘Choose your hard’

11th Feb 2024 Regret is hard, discipline is hard, choose your hard. Obesity is hard, and being fit is hard. Choose your hard. Dealing with illness is hard, Adopting a healthy lifestyle is hard, choose your hard. Pleasing everyone is hard, pursuing what you love is hard, choose your hard. Indecision is hard, trusting yourself […]
‘Identity Capital’

14th Jan 2024 The phrase was popularized by Meg Jay, a clinical psychologist, in her 2012 book, ‘The Defining Decade: Why Your Twenties Matter — And How to Make the Most of Them Now’ where she talks of ‘Identity capital’ as “anything you do that adds value to who you are. It is how we […]